Job Description

C11 - SAS + SQL + Risk Analytics + Cards

Job Location: Bangalore

Primary responsibilities include:

  • Analysis of customer data and portfolio data to identify emerging credit risk trends, develop, and improve credit strategies
  • Review existing credit risk rules and processes to ensure understanding of current rules and complexity; rationalize existing processes and have the ability to visualize process enhancements
  • Lead and recommend process/logic change to drive efficiency and enhance customer experience
  • Drive the end to end testing approach – including test case documentation, review and monitoring of rule performance, fine-tune rules – and strategy implementation 
  • Perform gap analysis to identify system weaknesses and mitigating measures
  • Adhering to expected timelines and attention to details is highly critical
  • Periodic review of MIS reports and communication of credit risk results internally and to the business
  • Work with various stakeholders during strategy development and conversion efforts to identify and fulfill data/analytical needs; develop comprehensive transition plan
 
 Qualifications
 
  • Bachelor’s degree in Statistics, Economics, Finance, Mathematics or a related quantitative field
  • Engineering/MBA background from a premier institute
  • Minimum 9+ years of credit cards related experience, or 6+ years of hands-on analytical experience
  • Minimum 6+ years’ experience in statistical analysis with working knowledge of at least one of the following statistical software packages:  SAS (preferred) SPSS, or equivalent
  • Experience in credit risk strategy/processes and/or credit analytics is a plus 
  • Successful candidate will have a demonstrable analytic, problem solving, and leadership skills, and has the ability to deliver projects in a fast-paced environment
  • Ability to manage multiple initiatives simultaneously
  • Strong verbal and written communication skills; experience with stakeholder management