Job Description

Job Description

Job Title: Collateral Management Operator/ Capital & Liquidity Management Analyst

Location: Mumbai

Note:

  • Specific/ mandatory skills: Python Programming
  • Shift timings: 11AM to 8 PM
  • Number of days work from office: 3 days in a week

Description:

Treasury:

  • Treasury at Bank is responsible for the sourcing, management and optimization of Bank’s financial resources and providing high quality steering to the business on financial resource deployment. This is underpinned by a best-in-class integrated and consistent Treasury risk framework, which enables Treasury to clearly identify the Bank’s resource demands, transparently set incentives by allocating resource costs to businesses and manage to evolving regulation. Treasury’s fiduciary mandate, which encompasses the Bank’s funding pools, asset and liability management (ALM) and liquidity reserves management, supports businesses in delivering on their strategic targets at global and local level. Further, Treasury manages the optimization of all financial resources through all lenses to implement the group’s strategic objective and maximize long term return on average tangible shareholders’ equity (RoTE).
  • The current role is part of the Treasury Office in Bank's Mumbai. The role requires interactions with all key hubs i.e. New York, London, Frankfurt and Singapore with emphasis on the Americas region.

Function Description:

  • Balance Sheet Management is responsible for developing Bank’s funding strategy, developing analytical tools to ensure balance sheet deployment efficiency is continually improved and for ensuring consistent messaging from Treasury taking into account all constraints faced by the bank. Given this mandate the Balance Sheet Management function also co-ordinates the CFO chaired Group Asset and Liability Committee.
  • Fund Transfer Pricing is an important tool for managing the Bank’s balance sheet structure and measuring risk-adjusted profitability. By allocating funding and contingent liquidity risks to business lines, products and activities within the Bank, FTP influences the volume and term of new business and ongoing portfolio composition. If done effectively, FTP promotes more resilient, stable business models

Role Description:

The balance sheet management team is looking to hire in Mumbai in order to strengthen the analytical toolset which it uses to monitor and steer the bank’s financial resource deployment. The core deliverables for the roles are

  • Own the end-to-end global contingent collateral cost allocation process
  • Support governance forums like Group ALCo (Asset Liability Committee), FTP Council, Balance Sheet and Pricing Council (BSPC)
  • Review transaction pricing for loans and support NPA reviews for securities / derivatives transactions
  • Support preparation of FTP training materials / policy documentation to educate business stakeholders on FTP requirements for all products / charges
  • Break down complex problems through self-guided research. Investigate remediation steps by partnering with different teams (finance, liquidity management, front office and IT) and drive solutions
  • Build tactical and strategic FTP MI tools for PnL explanation to support business decision making
  • Ad hoc analysis / presentations to support FTP framework development / enhancement

Core Skills

  • Previous experience on FTP topics and familiarity with key FTP/funding allocation concepts is desirable
  • Background in PL substantiation/financial analysis. Ability to probe numbers to suitable materiality levels, to understand and assess potentially complex processes underlying these numbers, to identify gaps and design the required remediation steps
  • Ability to multi-task and coordinate with Finance and reporting functions, Change the Bank teams and IT
  • High attention to detail, well organized and capable of handling multiple objectives and stakeholders, in a fast changing and sometimes chaotic environment
  • Very strong analytical skills and numeracy
  • Sufficiently familiar with balance sheets and income statements to enable understanding of the economic concepts underlying the reporting

Personal Attributes 

  • Effective organizational and inter personal skills:
  • Curiosity – being inquisitive – willingness to question and strong drive to improve
  • Transparent and clear communicator
  • Demonstrate strong problem ownership – autonomy – prioritization and track record in delivering effective solutions to complex financial process problems
  • Positive energy and attitude to solve problems, figure things out and execute